Lima Tanda Sukses Kelola Keuangan

Kenali keuangan anda mulai saat ini

RiauJOS.com, Bisnis - Kenali keuangan Anda mulai saat ini. Keuangan yang sehat, biasanya dimulai dari pengelolaan uang yang sehat pula. Apakah Anda sudah mengatur dan mengelola keuangan dengan baik? Apabila Anda sudah berhasil mengatur keuangan, maka kondisi keuangan Anda setiap bulan akan stabil.

Selain dengan melihat kestabilan kondisi keuangan, masih ada lima lain yang menandakan keuangan Anda dalam kondisi yang optimal, diantaranya berikut ini:

laporan keuangan bi, laporan keuangan perusahaan tbk 2016, laporan keuangan perusahaan tbk, keu bank, laporan publikasi bank, struktur organisasi, cara kirim sms lewat internet, laporan keuangan, perbankan syariah, rencana bisnis menuju e bisnis

Puas dengan Keuangan Sendiri

Apakah sudah puas dengan keuangan anda? Jawabannya hanya ya dan belum. Pada umumnya hanya dua kata itu saja yang diucapkan. Lalu, bagaimana reaksi Anda saat mendengar kata “keuangan”? Tersenyum santai atau takut dan panik? Dari pertanyaan ini, sebenarnya Anda bisa menilai kondisi keuangan anda sendiri.

Bila Anda mendengar kata "keuangan" dengan senyuman santai, maka itu artinya keuangan Anda kini cukup stabil. Selain itu, bisa dipastikan Anda pun benar-benar bisa mengontrol pemasukan dan pengeluaran secara teliti. Alhasil, Anda tidak perlu khawatir lagi mengenai masa depan.

Sadar Akan Bahaya Kartu Kredit

Ada baiknya Anda tidak terbiasa menggunakan kartu kredit. Ingat, utang itu beban. Apabila Anda saat ini sudah merasa nyaman dengan kartu kredit, maka itu merupakan sinyal bahaya. Memang, kartu kredit memiliki banyak keunggulan dan kegunaan. Namun, apakah Anda bisa memanfaatkannya secara maksimal hingga saat ini?

Ketika Anda tidak membawa uang, kartu kredit merupakan salah satu alat pembayaran darurat yang efektif. Nah, dengan demikian sudah jelas bukan? Kartu kredit, bukan merupakan sarana bagi Anda untuk memenuhi kepentingan pribadi. Misalnya, membeli gadget terbaru. Namun, sebagai salah satu alat pembayaran bila Anda lupa membawa uang tunai.

Menghindari Telat Bayar Tagihan

Jangan sampai karena tagihan yang tidak begitu mahal, Anda malah menyepelekannya. Alangkah lebih baik, setelah Anda menerima gaji segera lunasi semua tagihan. Ini bertujuan agar tagihan tidak menumpuk dan akhirnya membuat Anda dibebani utang. Lebih baik lagi, bila Anda membayar tagihan sebelum jatuh tempo.

Seringkali tagihan tidak bayar bukan karena tidak sanggup membayarnya, namun karena adanya pengelolaan keuangan yang salah. Ketika mendapatkan gaji, ada kecenderungan menggunakannya secara sembarangan. Tidak terlebih dahulu memasukkan uang ke dalam pos-pos tertentu, namun langsung menggunakannya untuk keperluan konsumtif.

Apalagi bila Anda membelanjakannya pada produk konsumtif yang tidak masuk dalam list belanja bulanan. Artinya, Anda membeli barang tersebut hanya karena “promo” atau karena “lapar mata”. Hasilnya, Anda akan menyesal dan terheran-heran karena uang di dalam rekening tiba-tiba sudah habis.

Rajin Menabung

Sudah sejak kecilkan Anda dilatih untuk menabung? lalu, apakah Anda sudah terbiasa mempraktikkannya? Memiliki simpanan dana darurat merupakan tanda keuangan cukup sukses. Itu tandanya, Anda peduli dengan kehidupan masa depan dan tidak terjebak dengan kesenangan sementara. Hal-hal seperti berburu diskon akhir tahun di mal lebih baik intensitasnya dikurangi mulai saat ini.

Biasakan untuk menabung sebagian pendapatan untuk biaya tak terduga, kesehatan, atau untuk pergi traveling di tahun berikutnya. Pengelolaan keuangan yang cukup menyenangkan bukan? Tidak ada masalah apabila anda ingin melakukan perjalan wisata lokal atau bahkan di luar negeri. Asalkan Anda sudah mempersiapkannya dan menghitungnya terlebih dahulu.

Hal ini bertujuan agar segala keinginan yang sifatnya “senang-senang” tidak menganggu kondisi keuangan Anda. Anda senang, keuangan pun tetap tenang. Tentu, Anda ingin mengalami hal tersebut bukan?

Selalu Skeptis dengan Masalah Keuangan

Jangan mudah tergoda. Meski enak, sesuatu yang ada di depan Anda tidak selamanya berbuah manis. Mengontrol keuangan sama artinya dengan mengontrol diri sendiri, apabila Anda tidak bisa mengontrol diri sendiri, maka akibatnya akan berimbas pada kondisi keuangan.Misalnya saja, bila Anda tidak bersikap skeptis di midnight sale, bisa jadi nilai angka di tabungan Anda akan berkurang.

Anda pun tidak gegabah memutuskan berinvestasi hanya karena dibujuk teman atau keluarga. Semuanya perlu dipikirkan matang-matang. Tidak boleh hanya karena satu alasan, Anda membuat keputusan. Pertimbangkan banyak faktor dan aspek yang merupakan kemungkinan berimbas pada keuangan Anda.

Atur Keuangan Anda, Buat Masa Depan Lebih Indah

Keuangan sehat bisa dirasakan oleh siapa saja, termasuk anda. Sekarang hanya tinggal menunggu keputusan Anda, apakah mau mengelola keuangan supaya agar tetap sehat? Atau tidak? Semua ada di tangan Anda. Tapi, jangan sampai keuangan Anda kacau hanya karena kesalahan sendiri. Aturlah keuangan Anda dengan baik, dan buat masa depan menjadi lebih indah.

the cheapest car insurance cost of car insurance best car insurance quotes insurance auto insurance quotes car get car insurance quotes online car insurance agent instant car insurance quote car insurance websites direct car insurance insure a car motor car insurance quote cheap car insurance online quotes for car insurance car insurers commercial car insurance motor insurance quote car insurance quotes online get a quote online international health insurance compare car insurance quotes insurance for car compare car insurance car insurance buy life insurance online compare auto insurance international medical insurance general car insurance cheap motor insurance low car insurance car insurance comparison company car insurance budget car insurance private health insurance online quote car insurance cheap motor car insurance car insurance for new drivers cheap car insurance quotes online online car insurance quotes get car insurance quotes car insurance quotes comparison motor car insurance car insurance quotes car insurance cheap comprehensive car insurance best auto insurance short term health insurance motor insurance cheap online car insurance online motor insurance quotes car insurance california buycarinsurance online vehicle insurance free car insurance quotes landlord insurance health insurance for children motorbike insurance monthly car insurance car insurance usa car insurance reviews car insurance renewal quotes vehicle insurance health insurance rates term life insurance quotes vehicle insurance quotes car insurance compare motor vehicle insurance best car insurance motor insurance online quote car insurance online quote life insurance online supplemental health insurance best car insurance rates car insurance discounts motor vehicle insurance quotes auto insurance cheap travel insurance bike insurance travel medical insurance buy car insurance online online motor insurance travel insurance quote get a quote for car insurance health insurance agent car insurance companies cheap car insurance companies travel insurance annual travel insurance commercial vehicle insurance permanent life insurance medical insurance quotes online car insurance cheap car insurance quotes car insurance online quote insurance online level term life insurance health insurance comparison how much is car insurance travel health insurance pet health insurance quotes on cars health ins travel insurance uk quote for car insurance get insurance quote online disability insurance quote temporary health insurance temporary insurance rental car insurance cheap health insurance auto insurance compare third party car insurance buy health insurance auto insurance quotes cheap insurance companies best term life insurance personal health insurance online quote insurance car insurance premium health insurance policies quotes for cars whole life insurance credit insurance cheap van insurance cheap term life insurance cheap motorcycle insurance compare life insurance car insurance cover health insurance motorcycle insurance short term car insurance health insurance coverage insurance qoute cheap life insurance house insurance quote car insurance uk health insurance companies cigna health insurance cheap insurance cheap car insurance uk compare health insurance car insurance for young drivers short term insurance online health insurance caravan insurance life insurance comparison direct insurance health insurance plans motor insurance online car insurance estimator accident insurance home insurance quotes nj car insurance new car insurance private medical insurance home insurance car insurance brokers car insurance rates commercial insurance health insurance quotes motor insurance companies which car insurance car quotes online online auto insurance flood insurance cheap auto insurance quotes car insurance agencies business health insurance term life insurance truck insurance professional indemnity insurance life insurance car insurance policy long term care insurance drive insurance buy insurance car ins motorcycle insurance quote critical illness insurance term insurance student health insurance home insurance comparison insurance rates insurance cover holiday insurance insurance sites online vehicle insurance quotes company website home insurance rates compare insurance buy insurance online affordable medical insurance car insurance coverage product liability insurance home contents insurance buy life insurance renters insurance group health insurance family health insurance motor insurance quote online mortgage insurance best home insurance personal insurance medical insurance property insurance life insurance agent group insurance aetna health insurance cheap medical insurance liability insurance rental insurance life insurance policy group life insurance general liability insurance insurance quotes online all car insurance companies best health insurance insurance plans life insurance for seniors van insurance website quote universal life insurance building insurance co insurance insurance car car insurance prices disability insurance insurance vehicle cheap vehicle insurance senior life insurance medical insurance plans insurance health house insurance life insurance quotes car quotes cheap home insurance business insurance com bank credit card lowest credit card eligibility no fee credit cards best credit card compare how can i apply for credit card business credit cards cheapest credit card company credit card corporate credit card apply for a credit card online 0 apr credit cards how can i get credit card get a credit card open credit card usa credit card instant credit card approval store credit cards credit card shopping airline miles credit card frequent flyer credit cards hotel credit cards best credit card deals compare credit miles credit card credit card consolidation college student credit cards how do i apply for a credit card gold credit card how to open credit card apply for credit card eligibility for credit card credit card verification credit card offers online credit card application form which credit card to apply how can i get a credit card credit card online apply credit cards uk 0 credit cards looking for credit card offers credit card information bank credit card application travel credit cards what is a credit card credit card sign up master credit card cash back cards platinum credit card compare visa cards credit bank credit card no interest credit cards cheap credit cards 0 credit card offers online credit new credit cards application of credit card how to apply for credit card apply card credit online credit card deals premier credit card mastercard credit card how to get credit card apply credit card credit card application credit companies creditcard cash back credit cards airline credit cards cash credit card credit card rates student credit cards apply credit card online how to apply credit card interest free credit card secured credit card best travel credit card capital one credit card online credit card application credit cards with no annual fee new credit card offers apply online credit card credit card apply online best rewards credit card city credit card how to get a credit card credit card counseling rebate credit card mastercard debit card credit card debt best credit cards to apply for best credit cards apply for credit card online credit card apply how to apply for a credit card apply for new credit card credit card rebate best credit card comparison apply for visa card online cim credit card good credit cards credit card cash back best cash back credit cards mastercard credit card application credit card checker credit card mastercard instant credit card card compare credit card rewards programs compare the best credit cards apply visa card cash rebate credit card bankruptcy credit cards card offers instant approval credit cards credit card online application credit cards for students how to sign up for credit card uk credit cards credit card account about credit card visa card apply online credit card compare site secured mastercard visa card application credit card rewards credit rating how can we get credit card visa credit card rewards card online credit card processing capital credit card credit card visa consolidate credit cards credit card processing credit card reviews apply new credit card business credit card application credit cards with cash back credit card reader credit card instant approval online apply credit card bad credit credit cards credit card selection online visa card pay with credit card credit card charges visa or mastercard credit card machine apply a credit card small business credit cards prepaid debit cards visa debit card mbna credit card credit card terminal card credit application credit card generator credit card balance credit card numbers credit card transfer credit card interest rates credit card interest gold card credit card online best rate credit cards credit card low interest visa card online online credit card how to apply a credit card 0 interest credit cards debit card the cheapest car insurance cost of car insurance best car insurance quotes insurance auto insurance quotes car get car insurance quotes online car insurance agent instant car insurance quote car insurance websites direct car insurance insure a car motor car insurance quote cheap car insurance online quotes for car insurance car insurers commercial car insurance motor insurance quote car insurance quotes online get a quote online international health insurance compare car insurance quotes insurance for car compare car insurance car insurance buy life insurance online compare auto insurance international medical insurance general car insurance cheap motor insurance low car insurance car insurance comparison company car insurance budget car insurance private health insurance online quote car insurance cheap motor car insurance car insurance for new drivers cheap car insurance quotes online online car insurance quotes get car insurance quotes car insurance quotes comparison motor car insurance car insurance quotes car insurance cheap comprehensive car insurance best auto insurance short term health insurance motor insurance cheap online car insurance online motor insurance quotes car insurance california buycarinsurance online vehicle insurance free car insurance quotes landlord insurance health insurance for children motorbike insurance monthly car insurance car insurance usa car insurance reviews car insurance renewal quotes vehicle insurance health insurance rates term life insurance quotes vehicle insurance quotes car insurance compare motor vehicle insurance best car insurance motor insurance online quote car insurance online quote life insurance online supplemental health insurance best car insurance rates car insurance discounts motor vehicle insurance quotes auto insurance cheap travel insurance bike insurance travel medical insurance buy car insurance online online motor insurance travel insurance quote get a quote for car insurance health insurance agent car insurance companies cheap car insurance companies travel insurance annual travel insurance commercial vehicle insurance permanent life insurance medical insurance quotes online car insurance cheap car insurance quotes car insurance online quote insurance online level term life insurance health insurance comparison how much is car insurance travel health insurance pet health insurance quotes on cars health ins travel insurance uk quote for car insurance get insurance quote online disability insurance quote temporary health insurance temporary insurance rental car insurance cheap health insurance auto insurance compare third party car insurance buy health insurance auto insurance quotes cheap insurance companies best term life insurance personal health insurance online quote insurance car insurance premium health insurance policies quotes for cars whole life insurance credit insurance cheap van insurance cheap term life insurance cheap motorcycle insurance compare life insurance car insurance cover health insurance motorcycle insurance short term car insurance health insurance coverage insurance qoute cheap life insurance house insurance quote car insurance uk health insurance companies cigna health insurance cheap insurance cheap car insurance uk compare health insurance car insurance for young drivers short term insurance online health insurance caravan insurance life insurance comparison direct insurance health insurance plans motor insurance online car insurance estimator accident insurance home insurance quotes nj car insurance new car insurance private medical insurance home insurance car insurance brokers car insurance rates commercial insurance health insurance quotes motor insurance companies which car insurance car quotes online online auto insurance flood insurance cheap auto insurance quotes car insurance agencies business health insurance term life insurance truck insurance professional indemnity insurance life insurance car insurance policy long term care insurance drive insurance buy insurance car ins motorcycle insurance quote critical illness insurance term insurance student health insurance home insurance comparison insurance rates insurance cover holiday insurance insurance sites online vehicle insurance quotes company website home insurance rates compare insurance buy insurance online affordable medical insurance car insurance coverage product liability insurance home contents insurance buy life insurance renters insurance group health insurance family health insurance motor insurance quote online mortgage insurance best home insurance personal insurance medical insurance property insurance life insurance agent group insurance aetna health insurance cheap medical insurance liability insurance rental insurance life insurance policy group life insurance general liability insurance insurance quotes online all car insurance companies best health insurance insurance plans life insurance for seniors van insurance website quote universal life insurance building insurance co insurance insurance car car insurance prices disability insurance insurance vehicle cheap vehicle insurance senior life insurance medical insurance plans insurance health house insurance life insurance quotes car quotes cheap home insurance business insurance com bank credit card lowest credit card eligibility no fee credit cards best credit card compare how can i apply for credit card business credit cards cheapest credit card company credit card corporate credit card apply for a credit card online 0 apr credit cards how can i get credit card get a credit card open credit card usa credit card instant credit card approval store credit cards credit card shopping airline miles credit card frequent flyer credit cards hotel credit cards best credit card deals compare credit miles credit card credit card consolidation college student credit cards how do i apply for a credit card gold credit card how to open credit card apply for credit card eligibility for credit card credit card verification credit card offers online credit card application form which credit card to apply how can i get a credit card credit card online apply credit cards uk 0 credit cards looking for credit card offers credit card information bank credit card application travel credit cards what is a credit card credit card sign up master credit card cash back cards platinum credit card compare visa cards credit bank credit card no interest credit cards cheap credit cards 0 credit card offers online credit new credit cards application of credit card how to apply for credit card apply card credit online credit card deals premier credit card mastercard credit card how to get credit card apply credit card credit card application credit companies creditcard cash back credit cards airline credit cards cash credit card credit card rates student credit cards apply credit card online how to apply credit card interest free credit card secured credit card best travel credit card capital one credit card online credit card application credit cards with no annual fee new credit card offers apply online credit card credit card apply online best rewards credit card city credit card how to get a credit card credit card counseling rebate credit card mastercard debit card credit card debt best credit cards to apply for best credit cards apply for credit card online credit card apply how to apply for a credit card apply for new credit card credit card rebate best credit card comparison apply for visa card online cim credit card good credit cards credit card cash back best cash back credit cards mastercard credit card application credit card checker credit card mastercard instant credit card card compare credit card rewards programs compare the best credit cards apply visa card cash rebate credit card bankruptcy credit cards card offers instant approval credit cards credit card online application credit cards for students how to sign up for credit card uk credit cards credit card account about credit card visa card apply online credit card compare site secured mastercard visa card application credit card rewards credit rating how can we get credit card visa credit card rewards card online credit card processing capital credit card credit card visa consolidate credit cards credit card processing credit card reviews apply new credit card business credit card application credit cards with cash back credit card reader credit card instant approval online apply credit card bad credit credit cards credit card selection online visa card pay with credit card credit card charges visa or mastercard credit card machine apply a credit card small business credit cards prepaid debit cards visa debit card mbna credit card credit card terminal card credit application credit card generator credit card balance credit card numbers credit card transfer credit card interest rates credit card interest gold card credit card online best rate credit cards credit card low interest visa card online online credit card how to apply a credit card 0 interest credit cards debit card the cheapest car insurance cost of car insurance best car insurance quotes insurance auto insurance quotes car get car insurance quotes online car insurance agent instant car insurance quote car insurance websites direct car insurance insure a car motor car insurance quote cheap car insurance online quotes for car insurance car insurers commercial car insurance motor insurance quote car insurance quotes online get a quote online international health insurance compare car insurance quotes insurance for car compare car insurance car insurance buy life insurance online compare auto insurance international medical insurance general car insurance cheap motor insurance low car insurance car insurance comparison company car insurance budget car insurance private health insurance online quote car insurance cheap motor car insurance car insurance for new drivers cheap car insurance quotes online online car insurance quotes get car insurance quotes car insurance quotes comparison motor car insurance car insurance quotes car insurance cheap comprehensive car insurance best auto insurance short term health insurance motor insurance cheap online car insurance online motor insurance quotes car insurance california buycarinsurance online vehicle insurance free car insurance quotes landlord insurance health insurance for children motorbike insurance monthly car insurance car insurance usa car insurance reviews car insurance renewal quotes vehicle insurance health insurance rates term life insurance quotes vehicle insurance quotes car insurance compare motor vehicle insurance best car insurance motor insurance online quote car insurance online quote life insurance online supplemental health insurance best car insurance rates car insurance discounts motor vehicle insurance quotes auto insurance cheap travel insurance bike insurance travel medical insurance buy car insurance online online motor insurance travel insurance quote get a quote for car insurance health insurance agent car insurance companies cheap car insurance companies travel insurance annual travel insurance commercial vehicle insurance permanent life insurance medical insurance quotes online car insurance cheap car insurance quotes car insurance online quote insurance online level term life insurance health insurance comparison how much is car insurance travel health insurance pet health insurance quotes on cars health ins travel insurance uk quote for car insurance get insurance quote online disability insurance quote temporary health insurance temporary insurance rental car insurance cheap health insurance auto insurance compare third party car insurance buy health insurance auto insurance quotes cheap insurance companies best term life insurance personal health insurance online quote insurance car insurance premium health insurance policies quotes for cars whole life insurance credit insurance cheap van insurance cheap term life insurance cheap motorcycle insurance compare life insurance car insurance cover health insurance motorcycle insurance short term car insurance health insurance coverage insurance qoute cheap life insurance house insurance quote car insurance uk health insurance companies cigna health insurance cheap insurance cheap car insurance uk compare health insurance car insurance for young drivers short term insurance online health insurance caravan insurance life insurance comparison direct insurance health insurance plans motor insurance online car insurance estimator accident insurance home insurance quotes nj car insurance new car insurance private medical insurance home insurance car insurance brokers car insurance rates commercial insurance health insurance quotes motor insurance companies which car insurance car quotes online online auto insurance flood insurance cheap auto insurance quotes car insurance agencies business health insurance term life insurance truck insurance professional indemnity insurance life insurance car insurance policy long term care insurance drive insurance buy insurance car ins motorcycle insurance quote critical illness insurance term insurance student health insurance home insurance comparison insurance rates insurance cover holiday insurance insurance sites online vehicle insurance quotes company website home insurance rates compare insurance buy insurance online affordable medical insurance car insurance coverage product liability insurance home contents insurance buy life insurance renters insurance group health insurance family health insurance motor insurance quote online mortgage insurance best home insurance personal insurance medical insurance property insurance life insurance agent group insurance aetna health insurance cheap medical insurance liability insurance rental insurance life insurance policy group life insurance general liability insurance insurance quotes online all car insurance companies best health insurance insurance plans life insurance for seniors van insurance website quote universal life insurance building insurance co insurance insurance car car insurance prices disability insurance insurance vehicle cheap vehicle insurance senior life insurance medical insurance plans insurance health house insurance life insurance quotes car quotes cheap home insurance business insurance com bank credit card lowest credit card eligibility no fee credit cards best credit card compare how can i apply for credit card business credit cards cheapest credit card company credit card corporate credit card apply for a credit card online 0 apr credit cards how can i get credit card get a credit card open credit card usa credit card instant credit card approval store credit cards credit card shopping airline miles credit card frequent flyer credit cards hotel credit cards best credit card deals compare credit miles credit card credit card consolidation college student credit cards how do i apply for a credit card gold credit card how to open credit card apply for credit card eligibility for credit card credit card verification credit card offers online credit card application form which credit card to apply how can i get a credit card credit card online apply credit cards uk 0 credit cards looking for credit card offers credit card information bank credit card application travel credit cards what is a credit card credit card sign up master credit card cash back cards platinum credit card compare visa cards credit bank credit card no interest credit cards cheap credit cards 0 credit card offers online credit new credit cards application of credit card how to apply for credit card apply card credit online credit card deals premier credit card mastercard credit card how to get credit card apply credit card credit card application credit companies creditcard cash back credit cards airline credit cards cash credit card credit card rates student credit cards apply credit card online how to apply credit card interest free credit card secured credit card best travel credit card capital one credit card online credit card application credit cards with no annual fee new credit card offers apply online credit card credit card apply online best rewards credit card city credit card how to get a credit card credit card counseling rebate credit card mastercard debit card credit card debt best credit cards to apply for best credit cards apply for credit card online credit card apply how to apply for a credit card apply for new credit card credit card rebate best credit card comparison apply for visa card online cim credit card good credit cards credit card cash back best cash back credit cards mastercard credit card application credit card checker credit card mastercard instant credit card card compare credit card rewards programs compare the best credit cards apply visa card cash rebate credit card bankruptcy credit cards card offers instant approval credit cards credit card online application credit cards for students how to sign up for credit card uk credit cards credit card account about credit card visa card apply online credit card compare site secured mastercard visa card application credit card rewards credit rating how can we get credit card visa credit card rewards card online credit card processing capital credit card credit card visa consolidate credit cards credit card processing credit card reviews apply new credit card business credit card application credit cards with cash back credit card reader credit card instant approval online apply credit card bad credit credit cards credit card selection online visa card pay with credit card credit card charges visa or mastercard credit card machine apply a credit card small business credit cards prepaid debit cards visa debit card mbna credit card credit card terminal card credit application credit card generator credit card balance credit card numbers credit card transfer credit card interest rates credit card interest gold card credit card online best rate credit cards credit card low interest visa card online online credit card how to apply a credit card 0 interest credit cards debit card